Budget Planner

Add Expense

Total Expenses

$0

0.0% of income

Remaining

$0

0.0% of income

Expense Distribution

Expense Breakdown

The 50/30/20 Rule

50%

Needs

Essential expenses like housing, utilities, groceries, and transportation

30%

Wants

Non-essential expenses like entertainment, dining out, and hobbies

20%

Savings & Debt

Savings, investments, debt payments, and emergency fund

Smart Budgeting Tips

  • •Track every expense, no matter how small
  • •Build an emergency fund covering 3-6 months of expenses
  • •Review and adjust your budget monthly
  • •Use cash or a dedicated card for discretionary spending
  • •Look for ways to reduce fixed expenses

Take Control of Your Finances

Start your journey to financial freedom with these key actions:

Download Budget TemplateFinancial Planning GuideSchedule Financial Review

Did You Know?

Emergency Fund

54% of Americans don't have enough savings to cover a $1,000 emergency expense

Retirement Savings

Experts recommend saving 10-15% of your gross income for retirement

Debt Management

The average American household carries $6,270 in credit card debt

Additional Resources:

  • Consumer Financial Protection Bureau's budgeting tools and guides
  • Free credit score monitoring services
  • Local financial literacy workshops and seminars
  • Personal finance podcasts and blogs